FINANCE SOLUTIONS

AGCO Finance offers a comprehensive choice of dedicated retail finance options, specifically tailored to the agricultural environment. 
In today’s marketplace, financing and lease options are as much a part of the purchase decision as the mechanical features and benefits of the equipment you choose. Our finance programs will help you to obtain equipment that has the power, efficiency and technology to operate a profitable business at a payment you can afford. You will have the opportunity to gain use and ownership of the world’s best agriculture equipment.

YOUR BENEFITS

  • Flexible payment terms 
  • Fast and easy credit / documentation process 
  • Programs tailored to meet your cash flow needs 
  • Convenient one-stop financing at your local AGCO dealer 
  • Expert advice and professional service

 

AGCO Brands and approved non-AGCO Brands can be financed through AGCO dealers. The following finance products will allow you to acquire equipment for your business while preserving credit lines for other priorities. We can schedule payments to meet your cash flow needs. 

 

Chattel Mortgage (AUS Only) 

  • Customer ownership and associated tax benefits 
  • AGCO FINANCE holds mortgage charge over asset 
  • Ability to claim GST upfront 
  • Terms from 12 to 66 months 
  • Competitive Fixed Rates 
  • Flexible payment options: monthly, seasonal, yearly and custom payment plans 

 
Hire Purchase (NZ Only) 
  • Customer ownership upon final repayment and associated tax benefits 
  • Ability to claim GST upfront (Aus customers: Accrual accounting only) 
  • Terms from 12 to 66 months Competitive Fixed Rates 
  • Flexible payment options: monthly, seasonal, yearly and custom payment plans Finance Leasing 
  • Provides maximum cash flow and associated tax benefits 
  • AGCO FINANCE holds ownership of asset and rents to customer 
  • Customer has purchase, refinance and asset renewal options at lease expiry 
  • Terms from 12 to 66 months 
  • Competitive Fixed Rates 
  • Flexible payment options: monthly, seasonal, yearly (in advance) and custom payment plan. 


Operating Lease 
  • Designed for corporate customers 
  • Provides maximum cash flow and associated tax benefits 
  • AGCO FINANCE holds ownership of asset and rents to customer 
  • Pay for use of equipment out of your operating budget, not from capital reserves 
  • Allows customer to keep up to date with current technology for better productivity 
  • Terms from 12 to 66 months 
  • Competitive Fixed Rates 
  • Flexible payment options: monthly, seasonal, yearly (in advance) and custom payment plans 

 
*Full details of the terms and conditions of the finance will be made available upon application. The details on this website may be subject to change without notice. Any advice given on this website is of a general nature only, does not constitute financial or tax advice, and is not based on any consideration of your objectives, financial situation or needs. To decide if a finance product is right for you, it is recommended that you seek the advice of a qualified advisor.