Finance Solutions

We're dedicated to helping you.  We know that every customer’s financial situation, tax situation and equipment needs are different.  At AGCO FINANCE, we are both agricultural industry specialists and financing specialists.  We have the expertise, financial strength, systems and flexibility to tailor a financing solution to meet individual needs.

Use these tools to help you do smarter business and let us know where we can help.

AGCO Brands and approved non-AGCO Brands can be financed through AGCO dealers. The following products will allow you to acquire equipment for your business while preserving credit lines for other priorities.  We can schedule payments to meet your cash flow needs.

Installment Purchase

  • Long term ownership and associated tax benefits
  • Terms from 12 to 84 months
  • Competitive Rates: Fixed, variable and equity advantage rate options
  • Flexible payment options: monthly, seasonal, pre-season waiver, unequal payments and custom payment plans

Installment Purchase with Balloon Payment

  • Provides a lower payment for improved cash flow
  • Same options available as listed above under Installment Purchase


  • Provides maximum cash flow and equipment flexibility
  • Terms from 24 to 72 months
  • Only one to three payments in advance, depending on payment structure
  • Pay for use of equipment out of your operating budget not from capital reserves
  • Allows for continuous current technology for better productivity
  • Operating, capital or full payout lease options with varying tax advantages
  • Purchase and renewal options at lease expiration
  • Flexible payment options: monthly, seasonal, pre-season waiver, unequal payments
  • and custom payment plans

Municipal Leasing (U.S. Only)

  • Operating Lease with non-appropriation
  • Tax Exempt Finance Lease with non-appropriation

Equity Finance

  • Pledge security in equipment you own, or are purchasing, in lieu of cash down payment
  • Great for in-season purchases when cash flow may be tight
  • Purchase new without having to trade in current equipment

Repair and Overhaul (Through Participating Dealers)

  • Let your equipment earn the cost of overhaul or major repair
  • Monthly or seasonal payment terms
  • Finance up to 75% of current published, "as is" value of equipment being financed

Rental Plans

  • Dealer rental fleet options (U.S. only)
  • Financing for rental yard businesses
  • Short-term rental through participating dealers

Property Damage Insurance

  • Affordable insurance premiums for all equipment financed through AGCO FINANCE
  • Convenient one stop service at your local AGCO dealer

Consumer Financing